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If you, like me and like most people, don’t have a few thousand dollars sitting in a bank in case you have a medical emergency or your face explodes, a credit card is not a bad thing to have as an emergency-only back-up plan.
Here’s what you want to look for and consider when applying for your first card.
You may also be reading this and thinking, “It’s too late for me.
This is making me have a panic attack.” Well, if you are in the latter group, I’m just going to put out there that I’m there, too!
After all, they call the young folks today the generation of debt.
I am so prepared now to get my first card or a new card!
I learned all this good stuff about credit after I’d already racked up considerable credit card debt.
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